SESSION WATCH
Died SENATE · SESSION 2026

No. SB 1000

Trust Fund Interest for Purposes Approved by the Supreme Court
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SPONSOR
Grall
FILED BY
Erin Grall — District 29, Republican [search donations]
EFFECTIVE
7/1/2026

Filed under Taxes & Budget.

PROVIDED SUMMARY

Trust Fund Interest for Purposes Approved by the Supreme Court; Authorizing financial institutions to hold funds in specified trust accounts used for specified purposes expressly authorized by Supreme Court rule; requiring certain entities to use interest and dividends for specified purposes; requiring certain financial institutions to pay specified interest or dividends, etc.

Full bill text →

Plain English Summary

AI-GENERATED
Mandates a specific interest rate on lawyer trust accounts.

Banks must pay a set interest rate on lawyer trust accounts, calculated from the Wall Street Journal prime rate.

The Supreme Court entity must use the collected interest to provide free legal services to low-income individuals.

The interest rate is capped at 1.5 percent and floored at 0.25 percent, net of all bank fees.

This new law takes effect on July 1, 2026, creating a new statutory section 655.98.

KEY PROVISIONS
§ 1 Mandatory Interest Rate majors. 655.98

AIRequires financial institutions to pay a specific interest rate on lawyer trust accounts, calculated as the Wall Street Journal prime rate minus 300 basis points, with a floor of 0.25 percent and a ceiling of 1.5 percent.

“it must pay, net of all fees and charges assessed by the financial institution, interest or dividends at the Wall Street Journal prime rate in effect on the first business day of” bill text, line 25 →
§ 2 Authorized Use of Funds majors. 655.98

AIMandates that the Supreme Court-established entity use the collected interest or dividends to provide free legal services to low-income individuals or for other purposes expressly authorized by Supreme Court rule.

“Such entity shall use the interest or dividends to provide or facilitate the provision of free legal services to low-income individuals or for such other purposes as may be” bill text, line 20 →
§ 3 Permissive Account Holding moderates. 655.98

AIAuthorizes financial institutions to hold funds in interest-bearing trust accounts for lawyers or law firms, provided the institution remits the interest or dividends to the Supreme Court-established entity.

“A financial institution may hold funds in an interest-bearing trust account of a lawyer or law firm in which the institution remits interest or dividends on the balance” bill text, line 16 →
TIMELINE
2/19/2026
Laid on Table -SJ 347
2/19/2026
Substituted HB 893 (Vetoed by Governor) -SJ 347
2/19/2026
Read 2nd time -SJ 347
2/18/2026
Placed on Special Order Calendar, 02/19/26
2/18/2026
Placed on Calendar, on 2nd reading
2/17/2026
Favorable by- Rules; YEAS 24 NAYS 0
2/12/2026
On Committee agenda-- Rules, 02/17/26, 12:00 pm, 412 Knott Building
2/4/2026
Now in Rules
2/4/2026
Favorable by Banking and Insurance; YEAS 9 NAYS 0
1/30/2026
On Committee agenda-- Banking and Insurance, 02/04/26, 10:30 am,...
1/27/2026
Now in Banking and Insurance
1/27/2026
Favorable by Judiciary; YEAS 10 NAYS 0
1/22/2026
On Committee agenda-- Judiciary, 01/27/26, 1:00 pm, 110 Senate Building
1/13/2026
Introduced
1/7/2026
Referred to Judiciary; Banking and Insurance; Rules
12/23/2025
Filed
10 EARLIER →
STATUTES IT CHANGES
s. 655.98
+144 / −0
STAFF ANALYSES
2 MORE →