SESSION WATCH
Died SENATE · SESSION 2026

No. CS/SB 1040

Trust Funds/Florida Cryptocurrency Reserve
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SPONSOR
Banking and Insurance; Gruters
FILED BY
Joe Gruters — District 22, Republican [search donations]
EFFECTIVE
On the same date that SB 1038 or similar legislation takes effect, if such legislation is adopted in the same legislative session or an extension thereof and becomes a law
DIED IN
Appropriations Committee on Agriculture

Filed under AI & Technology.

PROVIDED SUMMARY

Trust Funds/Florida Cryptocurrency Reserve; Creating the Florida Cryptocurrency Reserve, a trust fund, within the office of the Chief Financial Officer; providing for the source of funds and the purpose of the reserve; providing for future review and termination or re-creation of the reserve, etc.

Full bill text →

Plain English Summary

AI-GENERATED
Creates a state trust fund to buy and hold cryptocurrency.

The bill creates a new state trust fund called the Florida Cryptocurrency Reserve within the Chief Financial Officer's office. It will hold money, cryptocurrency, and investment earnings.

The reserve's stated purpose is to acquire, hold, and manage cryptocurrency to strengthen the state's financial security and diversify its investment portfolio.

The fund is legally required to terminate on July 1, 2030, unless the Legislature ends it sooner. It must undergo a review before that date.

The bill only takes effect if a separate, related bill (SB 1038) is also passed and becomes law in the same session.

KEY PROVISIONS
§ 1 Creates a state cryptocurrency trust fund majors. 215.994(1)

AIEstablishes a new trust fund within the CFO's office that the state may use to buy and hold cryptocurrency.

“The Florida Cryptocurrency Reserve is a trust fund created within the office of the Chief Financial Officer.” bill text, line 15 →
§ 2 Defines fund sources and allowable assets majors. 215.994(2)(c)

AIThe fund is financed by legislative appropriations and dedicated revenue, and may hold cryptocurrency, forked assets, airdrops, and investment earnings.

“Cryptocurrency purchased using money in or received by the reserve, including any cryptocurrency: 1. Derived from the fork of a distributed ledger; or 2. Distributed pursuant to an” bill text, line 30 →
§ 3 States the fund's purpose majors. 215.994(3)

AIThe fund exists to acquire, hold, manage, and dispose of cryptocurrency to strengthen state financial security and diversify the investment portfolio.

“The purpose of the reserve is to acquire, hold, manage, and dispose of cryptocurrency and any assets authorized in this section or s. 215.993 for the benefit of the state” bill text, line 39 →
§ 4 Sets a mandatory termination date moderates. 215.994(4)

AIThe fund automatically ends on July 1, 2030, unless the Legislature terminates it sooner, and must be reviewed before that date.

“the reserve is terminated July 1, 2030, unless terminated sooner. Before its scheduled termination, the reserve shall be reviewed as provided in s. 215.3206(1) and (2).” bill text, line 48 →
TIMELINE
3/13/2026
Died in Appropriations Committee on Agriculture, Environment, and...
2/4/2026
CS by Banking and Insurance read 1st time
1/29/2026
Now in Appropriations Committee on Agriculture, Environment, and...
1/29/2026
Pending reference review under Rule 4.7(2) - (Committee Substitute)
1/28/2026
CS by Banking and Insurance; YEAS 10 NAYS 0
1/23/2026
On Committee agenda-- Banking and Insurance, 01/28/26, 10:30 am,...
1/13/2026
Introduced
1/7/2026
Referred to Banking and Insurance; Appropriations Committee on...
12/30/2025
Filed
3 EARLIER →
STATUTES IT CHANGES
s. 215.994
+298 / −0
STAFF ANALYSES