SESSION WATCH
Superseded — its companion passed HOUSE · SESSION 2026

No. HB 1045

My Safe Florida Home Program
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SPONSOR
Rosenwald
FILED BY
Mitch Rosenwald — District 98, Democrat [search donations]
EFFECTIVE
7/1/2026
COMPANION
CS/CS/CS/SB 1452 — HB 1045 was set aside and its companion carried the policy

Filed under Taxes & Budget.

PROVIDED SUMMARY

My Safe Florida Home Program; Requires DFS to notify applicants in specified circumstances; authorizes applicants to submit subsequent applications in certain circumstances; prohibits application from being deemed withdrawn or abandoned if applicant responds to notice & makes certain demonstrations; authorizes applicants to submit subsequent applications in certain circumstances.

Full bill text →

Plain English Summary

AI-GENERATED
Protects grant applicants from automatic abandonment and withdrawal without notice and a chance to respond.

The Department of Financial Services must now notify homeowners if their My Safe Florida Home application is deemed abandoned for failing to complete construction within one year.

If a homeowner responds within five business days and shows good cause, they may submit a new grant application instead of losing the money permanently.

The department must also notify applicants if their application is deemed withdrawn for failing to respond to a request for additional information within 60 days.

Applicants who respond within five business days, demonstrate good cause, and correct the error may keep their application active rather than having it automatically voided.

KEY PROVISIONS
§ 1 Mandatory Notice for Abandoned Applications majors. 215.5586(2)(j)

AICreates a new duty for the department to notify applicants when their application is deemed abandoned.

“The department must notify the applicant if an application is deemed abandoned.” bill text, line 47 →
§ 2 Right to Resubmit After Abandonment majors. 215.5586(2)(j)

AIAllows applicants to submit a new grant application if they respond to notice within 5 business days and show good cause.

“the applicant may submit a subsequent grant application.” bill text, line 51 →
§ 3 Mandatory Notice for Withdrawn Applications majors. 215.5586(3)

AICreates a new duty for the department to notify applicants when their application is deemed withdrawn due to non-response.

“The department must notify the applicant if an application has been deemed withdrawn.” bill text, line 58 →
§ 4 Protection Against Deemed Withdrawal majors. 215.5586(3)

AIPrevents an application from being deemed withdrawn if the applicant responds within 5 business days, shows good cause, and corrects errors.

“the application may not be deemed withdrawn.” bill text, line 62 →
TIMELINE
3/13/2026
Died in Insurance & Banking Subcommittee; Companion bill(s)...
1/13/2026
1st Reading (Original Filed Version)
1/12/2026
Now in Insurance & Banking Subcommittee
1/12/2026
Referred to Commerce Committee
1/12/2026
Referred to Insurance & Banking Subcommittee
1/6/2026
Filed
STATUTES IT CHANGES
s. 215.5586
+92 / −0