SESSION WATCH
Died SENATE · SESSION 2026

No. SB 1306

Criminal Activity of Insurance Professionals
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SPONSOR
Truenow
FILED BY
Keith L. Truenow — District 13, Republican [search donations]
EFFECTIVE
7/1/2026
DIED IN
Criminal Justice

Filed under Insurance.

PROVIDED SUMMARY

Criminal Activity of Insurance Professionals; Requiring the Department of Law Enforcement to accept and process certain fingerprints; requiring persons submitting fingerprints to bear the cost of state and federal processing; authorizing the department to exchange certain records with the Office of Insurance Regulation for certain purposes; requiring the office to review the results of certain background checks and to make a certain determination, etc.

Full bill text →

Plain English Summary

AI-GENERATED
Requires fingerprint-based background checks for insurance company personnel.

A new law requires the Department of Law Enforcement to fingerprint and run criminal background checks on incorporators, officers, employees, contractors, stockholders, directors, owners, members, managers, and volunteers who help organize, operate, or manage an insurer.

Everyone required to submit fingerprints, including unpaid volunteers, must personally pay the state and federal processing fees, plus the ongoing cost of keeping their fingerprints on file.

The Office of Insurance Regulation must review each background check and decide whether the person meets the requirements to hold a certificate of authority, certification, or license -- and those records must be used to grant, deny, suspend, or revoke one.

KEY PROVISIONS
§ 1 Requires fingerprinting of a broad class of insurer personnel majors. 624.341

AIThe Department of Law Enforcement must accept and process fingerprints from incorporators, officers, employees, contractors, stockholders, directors, owners, members, managers, and even unpaid volunteers connected to organizing, operating, or managing any authorized insurer.

“shall accept and process fingerprints of incorporators, subscribers, officers, employees, contractors, stockholders, directors, owners, members, managers, or volunteers” bill text, line 48 →
§ 2 Requires background-check results to be used in licensing decisions majors. 624.341

AIThe Office of Insurance Regulation must review every background check and determine if the person qualifies, and the resulting criminal history records must be used to decide whether to issue, deny, suspend, or revoke a certificate of authority, certification, or license.

“must be used by the office for the purpose of issuance, denial, suspension, or revocation of certificates of authority” bill text, line 95 →
§ 3 Makes individuals personally pay fingerprint processing fees moderates. 624.341

AIEvery person required to submit fingerprints -- including volunteers who serve without pay -- must personally cover the state and federal processing costs; neither the insurer nor the state pays on their behalf.

“Fees for state and federal fingerprint processing must be borne by the person submitting the fingerprints.” bill text, line 64 →
§ 4 Also makes individuals pay to keep fingerprints on file moderates. 624.341

AIBeyond the one-time processing fee, the person being screened must also cover the continuing cost of retaining their fingerprints in the state's biometric identification system.

“The costs of fingerprint processing, including the cost of retaining the fingerprints, must be borne by the person subject to the background checks.” bill text, line 85 →
§ 5 Authorizes the department to share criminal records with regulators moderates. 624.341

AIThe Department of Law Enforcement may share state or federal criminal history records with the Office of Insurance Regulation so it can decide whether to issue or continue a certificate of authority, certification, or license.

“exchange any state or federal criminal history records with the office for the purpose of issuance or continuation of a certificate of authority” bill text, line 69 →
TIMELINE
3/13/2026
Died in Criminal Justice
1/22/2026
Introduced
1/16/2026
Referred to Criminal Justice; Banking and Insurance; Appropriations
1/7/2026
Filed
STATUTES IT CHANGES
s. 624.341
+526 / −0