THE BILL ITSELF
CS/HB 1343
Insurance Customer Representative Licensing Qualifications
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An act relating to insurance customer representative
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licensing qualifications; amending s. 626.7351, F.S.;
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revising the methods by which applicants can qualify
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for the customer representative license; creating s.
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1003.4207, F.S.; requiring the Department of
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Education, in consultation with the Department of
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Financial Services, to develop a specified insurance
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and personal finance course beginning in a specified
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school year; providing an effective date.
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Be It Enacted by the Legislature of the State of Florida:
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Section 1. Subsection (3) of section 626.7351, Florida
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Statutes, is amended to read:
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626.7351 Qualifications for customer representative's
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license.—The department shall not grant or issue a license as
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customer representative to any individual found by it to be
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untrustworthy or incompetent, or who does not meet each of the
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following qualifications:
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(3) Within 4 years preceding the date that the application
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for license was filed with the department, the applicant has
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earned the designation of Accredited Advisor in Insurance (AAI),
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Associate in General Insurance (AINS), or Accredited Customer
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Service Representative (ACSR) from the Insurance Institute of
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America; the designation of Certified Insurance Counselor (CIC)
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from the Society of Certified Insurance Service Counselors; the
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designation of Certified Professional Service Representative
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(CPSR) from the National Foundation for CPSR; the designation of
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Certified Insurance Service Representative (CISR) from the
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Society of Certified Insurance Service Representatives; the
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designation of Certified Insurance Representative (CIR) from
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All-Lines Training; the designation of Chartered Customer
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Service Representative (CCSR) from American Insurance College;
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the designation of Professional Customer Service Representative
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(PCSR) from the Professional Career Institute; the designation
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of Insurance Customer Service Representative (ICSR) from
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Statewide Insurance Associates LLC; the designation of
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Registered Customer Service Representative (RCSR) from a
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regionally accredited postsecondary institution in the state
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whose curriculum is approved by the department and includes
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comprehensive analysis of basic property and casualty lines of
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insurance and testing which demonstrates mastery of the subject;
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a diploma from a Florida high school in which the applicant
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completed the insurance and personal finance course provided in
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s. 1003.4207; or a degree from an accredited institution of
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higher learning approved by the department when the degree
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includes a minimum of 9 credit hours of insurance instruction,
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including specific instruction in the areas of property,
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casualty, and inland marine insurance. The department shall
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adopt rules establishing standards for the approval of
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curriculum.
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Section 2. Section 1003.4207, Florida Statutes, is created
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to read:
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1003.4207 Insurance and personal finance course.—No later
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than January 1, 2027, the Department of Education, in
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consultation with the Department of Financial Services, shall
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develop a 0.5 credit course in insurance and personal finance
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which is available to school districts for use beginning with
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the 2027-2028 school year. The course must include a
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comprehensive analysis of basic property and casualty lines of
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insurance consistent with the instructional designations
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provided under s. 626.7351(3).
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Section 3. This act shall take effect July 1, 2026.