SESSION WATCH
Died HOUSE · SESSION 2026

No. HB 137

Coverage for Mammograms and Supplemental Breast Cancer Screenings
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SPONSOR
Hart-Lowman
FILED BY
Dianne Hart-Lowman — District 63, Democrat [search donations]
EFFECTIVE
7/1/2026
DIED IN
Health Care Facilities & Systems Subcommittee

Filed under Insurance.

PROVIDED SUMMARY

Coverage for Mammograms and Supplemental Breast Cancer Screenings; Requires AHCA to provide coverage for yearly mammograms & yearly supplemental breast cancer screenings for certain women; revises coverages for mammograms under certain individual accident & health insurance policies, group, blanket, & franchise accident & health insurance policies, & health maintenance contracts; requires coverages for supplemental breast cancer screenings under such policies & contracts under certain circumstances.

Full bill text →

Plain English Summary

AI-GENERATED
Ends mandatory mammogram coverage for insured women over 40.

Insurers must now cover one mammogram a year, including digital breast tomosynthesis, for any woman between 25 and 40 years old.

That replaces the old schedule, which started coverage at 35 and required annual mammograms for every woman 50 or older, with no upper age limit.

Women 25 to 40 who are at risk, due to dense breast tissue, family history, ancestry, genetic predisposition, or a reason their own physician cites, must also get a yearly MRI, ultrasound, or similar supplemental screening covered.

Medicaid gains a matching mammogram and supplemental-screening benefit for recipients 25 to 40, but only subject to available state funding, not as an unconditional guarantee.

KEY PROVISIONS
§ 1 Medicaid coverage for mammograms and screenings, ages 25-40 majors. 409.9064

AIAHCA must provide one mammogram and, if warranted, one supplemental breast cancer screening each year for Medicaid recipients who are women 25 to 40, subject to available appropriations and any needed federal approval.

“the agency must provide the following coverage each year for a Medicaid recipient who is a woman between 25 and 40 years of age” bill text, line 49 →
§ 2 Insurance mandate narrowed to ages 25 through 40 majors. 627.6418

AIThe prior tiered schedule, baseline mammograms at 35, biennial from 40, and annual from 50 with no upper limit, is struck from individual, group/blanket/franchise, and HMO coverage law. The replacement mandate reaches only women between 25 and 40, inclusive.

“must provide coverage for at least the following for any woman between 25 and 40 years of age” bill text, line 82 →
§ 3 New mandate for supplemental breast cancer screening majors. 627.6418

AIBeyond the standard mammogram, insurers must now cover one supplemental breast cancer screening a year, such as an MRI, ultrasound, or molecular breast imaging exam, for any woman 25 to 40 whom a physician identifies as at risk.

“One supplemental breast cancer screening each year, based upon a physician's recommendation, if the woman is at risk for breast cancer”
§ 4 Digital tomosynthesis included in mammogram coverage moderates. 627.6418

AIThe required annual mammogram must now include digital breast tomosynthesis (3-D mammography), which was not part of the coverage floor under the prior statute's baseline and tiered mammogram schedule.

“One mammogram each year, including a digital breast tomosynthesis”
§ 5 Expanded risk criteria trigger extra screening moderates. 627.6418

AIThe list of risk factors that trigger mandatory supplemental screening grows to include dense breast tissue shown on a woman's own mammogram, her ancestry, and genetic predisposition, alongside the pre-existing family-history and biopsy criteria.

“because of dense breast tissue as the woman's mammogram demonstrates, based on the breast imaging reporting and data system” bill text, line 94 →
TIMELINE
3/13/2026
Died in Health Care Facilities & Systems Subcommittee
1/13/2026
1st Reading (Original Filed Version)
10/14/2025
Now in Health Care Facilities & Systems Subcommittee
10/14/2025
Referred to Health & Human Services Committee
10/14/2025
Referred to Budget Committee
10/14/2025
Referred to Health Care Facilities & Systems Subcommittee
10/9/2025
Filed
1 EARLIER →
STATUTES IT CHANGES
s. 409.9064
+327 / −0
s. 627.6418
+151 / −132
s. 627.6613
+151 / −133
s. 641.31095
+139 / −96