SESSION WATCH
Died HOUSE · SESSION 2026

No. CS/HB 1497

My Safe Florida Condominium Pilot Program
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SPONSOR
Housing, Agriculture & Tourism Subcommittee; Hunschofsky
FILED BY
Christine Hunschofsky — District 95, Democrat [search donations]
EFFECTIVE
7/1/2026
DIED IN
State Administration Budget Subcommittee

Filed under Taxes & Budget.

PROVIDED SUMMARY

My Safe Florida Condominium Pilot Program; Revises eligibility requirements for My Safe Florida Condominium Pilot Program; requires DFS to adopt rules to verify household income; authorizes condominiums with mixed-income occupancies to participate in pilot program; requires application for mitigation grant to include documentation to verify household income; limits award of grant funds; requires association to complete certain percentage of opening protection improvements.

Full bill text →

Plain English Summary

AI-GENERATED
Expands pilot to all counties and requires 80% low-income occupancy.

The geographic limit is removed. The bill deletes the definition of "service area" as the area 15 miles inward of a coastline, allowing any condominium in the state to apply.

Eligibility now requires that at least 80 percent of occupied units are owned or occupied by households at or below 80 percent of the area median income.

The Department of Financial Services must adopt rules to verify household income, including methods like tax returns or self-certification, and may require periodic recertification.

Grant funds are restricted to improvements of common elements. Associations must complete 100 percent of recommended opening protection improvements to common elements as a condition of receiving the grant.

KEY PROVISIONS
§ 1 Income Eligibility Requirement majors. 215.55871(2)(a)

AIRestricts program access to low-income condominiums only, excluding most market-rate buildings.

“at least 80 percent of the occupied units within the condominium are owned or occupied by a person or family whose annual income is at or below 80 percent of the area median income” bill text, line 71 →
§ 2 Removal of Coastal Geographic Limit majors. 215.55871(1)(h)

AIExpands program eligibility statewide by deleting the 15-mile coastal boundary requirement.

“Service area means the area of the state which is 15 miles inward of a coastline”
§ 3 Mandatory Completion of Opening Protections majors. 215.55871(5)(j)

AIMakes full completion of recommended window and door protections a condition of receiving grant funds.

“complete 100 percent of the opening protection improvements to the common elements which were recommended in the final hurricane mitigation inspection report” bill text, line 172 →
§ 4 Grant Scope Limited to Common Elements moderates. 215.55871(5)(j)

AIProhibits the use of grant funds for improvements to individual unit interiors or private property.

“Grant funds may only be awarded for a mitigation improvement that addresses the common elements of the condominium property” bill text, line 166 →
§ 5 Unit Owner Approval Threshold moderates. 215.55871(2)(e)

AIRequires 75% approval from residents of a specific building before the association can apply for a unit-level grant.

“Approval by at least 75 percent of all unit owners who reside within the structure or building that is the subject of the mitigation grant” bill text, line 120 →
TIMELINE
3/13/2026
Died in State Administration Budget Subcommittee
2/2/2026
Now in State Administration Budget Subcommittee
2/2/2026
Referred to Commerce Committee
2/2/2026
Referred to State Administration Budget Subcommittee
1/30/2026
1st Reading (Committee Substitute 1)
1/30/2026
CS Filed
1/30/2026
Laid on Table under Rule 7.18(a)
1/30/2026
Reported out of Housing, Agriculture & Tourism Subcommittee
1/29/2026
Favorable with CS by Housing, Agriculture & Tourism Subcommittee
1/27/2026
Added to Housing, Agriculture & Tourism Subcommittee agenda
1/15/2026
Now in Housing, Agriculture & Tourism Subcommittee
1/15/2026
Referred to Commerce Committee
1/15/2026
Referred to State Administration Budget Subcommittee
1/15/2026
Referred to Housing, Agriculture & Tourism Subcommittee
1/13/2026
1st Reading (Original Filed Version)
1/9/2026
Filed
10 EARLIER →
STATUTES IT CHANGES
s. 215.55871
+319 / −100
STAFF ANALYSES