SESSION WATCH
Became law SENATE · SESSION 2026 · CHAPTER 2026-175

No. CS/CS/SB 1568

Use of Digital Currency by the Department of Financial Services
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SPONSOR
Appropriations Committee on Agriculture, Environment, and General Government; Banking and Insurance; DiCeglie
FILED BY
Nick DiCeglie — District 18, Republican [search donations]
EFFECTIVE
6/26/2026
PROVIDED SUMMARY

Use of Digital Currency by the Department of Financial Services; Establishing the Florida Stablecoin Pilot Program within the Department of Financial Services; authorizing the department to accept payment stablecoins; authorizing the department to conduct examinations, audits, and investigations of permitted payment stablecoin issuers; requiring the department to monitor and evaluate the pilot program and collect certain data, etc.

Full bill text →

Plain English Summary

AI-GENERATED
State agencies may accept stablecoins for fees.

The Department of Financial Services may accept payment stablecoins for fees, a voluntary option for applicants and licensees.

The department must convert received stablecoins to U.S. dollars and deposit them in a qualified public depository.

The department may hold stablecoins only in amounts needed for 30-day refunds, with any yields credited to the state.

The department must submit an annual report to the Governor and legislative leaders on program performance and recommendations.

KEY PROVISIONS
§ 1 Creates a voluntary stablecoin payment pilot majors. 17.72(2)(d)

AIThe Department of Financial Services may accept payment stablecoins for fees and issue refunds in stablecoins, but only if the participant chooses to use them.

“An applicant, a licensee, or other program participant may elect to voluntarily participate in the pilot program and remit payment stablecoins to a compatible digital wallet” bill text, line 176 →
§ 2 Imposes strict reserve and issuer requirements majors. 17.72(2)(b)

AIAny stablecoin the department accepts must be fully backed 1:1 by U.S. currency or short-term Treasuries and issued by a federally or state-approved entity.

“Be fully backed by reserve assets on a one-to-one basis limited to United States currency, demand deposits at insured depository institutions, United States Treasury bills” bill text, line 148 →
§ 3 Mandates rapid conversion to U.S. dollars majors. 17.72(3)(a)

AIThe department must convert received stablecoins into U.S. currency within a reasonable time and deposit the funds in a qualified public depository.

“Within a reasonable time after receiving a payment stablecoin from any program participant, convert the payment stablecoin into United States currency and credit the applicable” bill text, line 200 →
§ 4 Grants examination and audit authority moderates. 17.72(3)(b)

AIThe department may examine, audit, or investigate permitted stablecoin issuers to verify asset backing and consumer protection compliance.

“The department may conduct examinations, audits, or investigations of a permitted payment stablecoin issuer of a payment stablecoin designated for use in the pilot” bill text, line 209 →
§ 5 Requires annual legislative reporting moderates. 17.72(4)(b)

AIThe department must submit an annual report to the Governor and legislative leaders detailing transaction volume, security incidents, and recommendations for expansion or termination.

“Beginning February 1, 2027, and annually thereafter, the department must submit a report to the Governor, the President of the Senate, and the Speaker” bill text, line 224 →
TIMELINE
6/29/2026
Chapter No. 2026-175
6/26/2026
Approved by Governor
6/15/2026
Signed by Officers and presented to Governor
3/17/2026
Ordered enrolled
3/11/2026
CS passed; YEAS 108, NAYS 3
3/11/2026
Read 3rd time
3/11/2026
Added to Third Reading Calendar
3/11/2026
Read 2nd time
3/10/2026
1st Reading (Engrossed 1)
3/10/2026
Bill added to Special Order Calendar (3/11/2026)
3/10/2026
Bill referred to House Calendar
3/6/2026
In Messages
3/6/2026
CS passed as amended; YEAS 34 NAYS 0 -SJ 646
3/6/2026
Read 3rd time -SJ 646
3/6/2026
Amendment(s) adopted (548372) -SJ 644
3/6/2026
Read 2nd time -SJ 644
3/4/2026
Placed on Special Order Calendar, 03/06/26
3/4/2026
Placed on Calendar, on 2nd reading
3/3/2026
Favorable by- Rules; YEAS 22 NAYS 0
2/26/2026
On Committee agenda-- Rules, 03/03/26, 9:00 am, 412 Knott Building
2/24/2026
CS/CS by Appropriations Committee on Agriculture, Environment, and...
2/23/2026
Now in Rules
2/20/2026
Pending reference review under Rule 4.7(2) - (Committee Substitute)
2/18/2026
CS/CS by Appropriations Committee on Agriculture, Environment, and...
2/13/2026
On Committee agenda-- Appropriations Committee on Agriculture,...
2/10/2026
CS by Banking and Insurance read 1st time
2/6/2026
Now in Appropriations Committee on Agriculture, Environment, and...
2/6/2026
Pending reference review under Rule 4.7(2) - (Committee Substitute)
2/4/2026
CS by Banking and Insurance; YEAS 10 NAYS 0
1/30/2026
On Committee agenda-- Banking and Insurance, 02/04/26, 10:30 am,...
1/22/2026
Introduced
1/16/2026
Referred to Banking and Insurance; Appropriations Committee on...
1/9/2026
Filed
27 EARLIER →
STATUTES IT CHANGES
s. 17.72
+1816 / −0
STAFF ANALYSES
2 MORE →