SESSION WATCH
Died HOUSE · SESSION 2026

No. CS/CS/HJR 209

Property Insurance Relief Homestead Exemption Non-school Property Tax
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SPONSOR
Ways & Means Committee; Select Committee on Property Taxes; Busatta
FILED BY
Demi Busatta — District 114, Republican [search donations]
EFFECTIVE
1/1/2027
DIED IN
Second Reading Calendar

Filed under Education.

PROVIDED SUMMARY

Property Insurance Relief Homestead Exemption Non-school Property Tax; Proposes amendment to State Constitution to increase by $200,000 the exemption for homestead property from all ad valorem taxation other than school district levies for homestead properties that have property insurance, to prohibit local governments from reducing total funding for first responders, and to provide an effective date.

Full bill text →

Plain English Summary

AI-GENERATED
Adds $200,000 homestead tax exemption and freezes local first responder budgets.

Homeowners with comprehensive property insurance gain a $200,000 exemption from all local property taxes except school levies. This exemption is adjusted annually for inflation using the Consumer Price Index.

Local governments may not reduce total funding for law enforcement, firefighters, and other first responders below the higher of their 2025-2026 or 2026-2027 budgeted amounts. This applies even if property tax revenue drops due to the new exemption.

The changes take effect on January 1, 2027. The exemption applies only to properties insured by a comprehensive multiperil property insurance policy as defined by general law.

The first responder funding floor is a new constitutional requirement that prevents local budget cuts to emergency services regardless of revenue changes caused by the tax exemption.

KEY PROVISIONS
§ 1 Expanded Homestead Exemption majors. Article VII, Section 6(a)(1)c

AICreates a new $200,000 exemption from non-school property taxes for insured homesteads.

“up to two hundred and fifty thousand dollars, only if the homestead property is insured by a comprehensive multiperil property insurance policy as defined by general law” bill text, line 37 →
§ 2 Inflation Adjustment moderates. Article VII, Section 6(2)

AIRequires annual inflation adjustments to the new exemption amount.

“the two hundred twenty-five thousand dollar amount of assessed valuation exempt from taxation as provided in subparagraph (a)(1)c., shall be adjusted annually on January 1 of each” bill text, line 55 →
§ 3 First Responder Funding Floor majors. Article VIII, Section 7

AIProhibits local governments from reducing first responder budgets below the higher of the 2025-2026 or 2026-2027 levels.

“the total funding provided by each local government for services provided by law enforcement, firefighters, and other first responders, as provided by general law, may not be less” bill text, line 178 →
§ 4 Effective Date moderates. Article XII

AISets the effective date for the new exemption and funding floor as January 1, 2027.

“shall take effect January 1, 2027” bill text, line 197 →
TIMELINE
3/13/2026
Died on Second Reading Calendar
1/13/2026
Added to Second Reading Calendar
1/13/2026
1st Reading (Committee Substitute 2)
1/13/2026
1st Reading (Committee Substitute 1)
1/13/2026
1st Reading (Original Filed Version)
12/11/2025
Bill referred to House Calendar
12/10/2025
CS Filed
12/10/2025
Laid on Table under Rule 7.18(a)
12/10/2025
Reported out of Ways & Means Committee
12/10/2025
Favorable with CS by Ways & Means Committee
12/3/2025
Added to Ways & Means Committee agenda
12/2/2025
Now in Ways & Means Committee
12/2/2025
Reported out of State Affairs Committee
12/2/2025
Favorable by State Affairs Committee
11/25/2025
Added to State Affairs Committee agenda
11/20/2025
Now in State Affairs Committee
11/20/2025
Referred to Ways & Means Committee
11/20/2025
Referred to State Affairs Committee
11/20/2025
CS Filed
11/20/2025
Laid on Table under Rule 7.18(a)
11/20/2025
Reported out of Select Committee on Property Taxes
11/20/2025
Favorable with CS by Select Committee on Property Taxes
11/13/2025
PCS added to Select Committee on Property Taxes agenda
10/16/2025
Now in Select Committee on Property Taxes
10/16/2025
Referred to Ways & Means Committee
10/16/2025
Referred to State Affairs Committee
10/16/2025
Referred to Select Committee on Property Taxes
10/16/2025
Filed
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