No. SB 224
Filed under Insurance.
Rating Factors for Automobile Liability Insurers; Prohibiting insurers providing automobile liability coverage from establishing or maintaining rates or rating classifications based on certain information, etc.
Plain English Summary
AI-GENERATEDInsurers that sell automobile liability coverage can no longer set rates or rating classes using a driver's sex, marital status, home ownership, education level, occupation, postal zone, or credit score.
This creates a brand new statute, so no exception carries over from any prior rating rule, and it applies to every automobile liability policy starting July 1, 2026.
AIInsurers can no longer use a driver's sex, marital status, home ownership, education level, occupation, postal zone, or credit score to set rates or place drivers into rating classifications for automobile liability coverage.