THE BILL ITSELF
SB 46
Nonparticipating and Out-of-network Nurse Registries and Home Health Agencies
Florida Senate - 2026 SB 46 By Senator Sharief 35-00008A-26 202646__
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A bill to be entitled
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An act relating to nonparticipating and out-of-network
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nurse registries and home health agencies; creating
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ss. 110.1236, 409.9055, 409.9755, 627.64744, and
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641.3152, F.S.; prohibiting state group health
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insurance plans and state-contracted health
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maintenance organizations, the Agency for Health Care
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Administration, Medicaid managed care plans,
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individual health insurers, and health maintenance
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organizations, respectively, and any persons
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responsible for administering claims on behalf of such
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plans, organizations, agency, or insurers, from
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restricting participants, recipients, enrollees,
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policyholders, and subscribers from obtaining care
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from nonparticipating or out-of-network licensed nurse
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registries or home health agencies; prohibiting such
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entities and plans from steering, requiring, or unduly
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influencing selection of nurse registries or home
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health agencies; requiring that nonparticipating or
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out-of-network nurse registries and home health
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agencies be reimbursed at the same rate as in-network
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providers; amending s. 627.662, F.S.; revising
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applicability for group health insurance, blanket
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health insurance, and franchise health insurance;
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providing an effective date.
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Be It Enacted by the Legislature of the State of Florida:
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Section 1. Section 110.1236, Florida Statutes, is created
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to read:
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110.1236 State group health insurance plan prohibited
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practices; nonparticipating and out-of-network nurse registries
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and home health agencies.—A state group health insurance plan,
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state-contracted HMO, or other insurance plan under the state
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group insurance program, or any person responsible for
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administering claims on behalf of the state group health
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insurance plan, state-contracted HMO, or other insurance plan
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under the state group insurance program, may not restrict
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participants from obtaining care from nonparticipating or out
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of-network nurse registries or home health agencies licensed
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under part III of chapter 400. Such plans, entities, or persons
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may not steer, require, or unduly influence a participant to use
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preferred or in-network nurse registries or home health
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agencies. Nonparticipating and out-of-network nurse registries
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and home health agencies licensed under part III of chapter 400
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must be reimbursed at the same rate as in-network providers for
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equivalent services under the plan.
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Section 2. Section 409.9055, Florida Statutes, is created
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to read:
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409.9055 Medicaid prohibited practices; nonparticipating
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and out-of-network nurse registries and home health agencies.
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The agency, or any person responsible for administering claims
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on behalf of the agency, may not restrict Medicaid recipients
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from obtaining care from nonparticipating or out-of-network
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nurse registries or home health agencies licensed under part III
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of chapter 400. The agency or person may not steer, require, or
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unduly influence a Medicaid recipient to use preferred or
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participating nurse registries or home health agencies.
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Nonparticipating and out-of-network nurse registries and home
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health agencies licensed under part III of chapter 400 must be
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reimbursed at the same rate as participating or in-network
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providers for equivalent services under the plan.
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Section 3. Section 409.9755, Florida Statutes, is created
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to read:
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409.9755 Managed care plan prohibited practices;
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nonparticipating and out-of-network nurse registries and home
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health agencies.—A Medicaid managed care plan, or any person
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responsible for administering claims on behalf of the plan, may
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not restrict enrollees from obtaining care from nonparticipating
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or out-of-network nurse registries or home health agencies
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licensed under part III of chapter 400. Such plan or person may
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not steer, require, or unduly influence an enrollee to use
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preferred or participating nurse registries or home health
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agencies. Nonparticipating and out-of-network nurse registries
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and home health agencies licensed under part III of chapter 400
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must be reimbursed at the same rate as participating or in
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network providers for equivalent services under the plan.
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Section 4. Section 627.64744, Florida Statutes, is created
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to read:
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627.64744 Policy prohibitions; nonparticipating and out-of
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network nurse registries and home health agencies.—Any health
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insurer issuing a policy of health insurance in this state, or
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any person responsible for administering claims on behalf of
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such insurer, may not restrict policyholders from obtaining care
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from nonparticipating or out-of-network nurse registries or home
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health agencies licensed under part III of chapter 400.
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Notwithstanding s. 627.6471, such insurer or person may not
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steer, require, or unduly influence a policyholder to use
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preferred or in-network nurse registries or home health
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agencies. Notwithstanding s. 627.64194, nonparticipating and
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out-of-network nurse registries and home health agencies
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licensed under part III of chapter 400 must be reimbursed at the
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same rate as preferred or in-network providers for equivalent
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services under the policy.
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Section 5. Subsection (16) is added to section 627.662,
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Florida Statutes, to read:
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627.662 Other provisions applicable.—The following
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provisions apply to group health insurance, blanket health
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insurance, and franchise health insurance:
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(16) Section 627.64744, relating to policy prohibitions and
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nonparticipating and out-of-network nurse registries and home
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health agencies.
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Section 6. Section 641.3152, Florida Statutes, is created
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to read:
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641.3152 Policy prohibitions; nonparticipating and out-of
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network nurse registries and home health agencies.—A health
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maintenance organization providing health services in this
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state, or any person responsible for administering claims on
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behalf of such organization, may not restrict subscribers from
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obtaining care from nonparticipating or out-of-network nurse
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registries or home health agencies licensed under part III of
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chapter 400. Such organization or person may not steer, require,
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or unduly influence a subscriber to use preferred or in-network
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nurse registries or home health agencies. Notwithstanding s.
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627.64194, nonparticipating and out-of-network nurse registries
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and home health agencies licensed under part III of chapter 400
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must be reimbursed at the same rate as preferred or in-network
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providers for equivalent services under the contract.
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Section 7. This act shall take effect July 1, 2026.