PROVIDED SUMMARY
Nonprofit Religious Organizations; Revising the conditions under which a nonprofit religious organization is not subject to the requirements of the Florida Insurance Code; requiring certain agents to provide a specified written disclaimer on certain applications and guideline materials, etc.
Full bill text →
Plain English Summary
AI-GENERATED
Lets nonprofit religious groups sell health-sharing plans through licensed agents.
Nonprofit religious organizations that run health care sharing arrangements must meet a list of conditions to stay exempt from Florida's Insurance Code. This bill deletes one condition: never using licensed insurance agents to market or sell plans.
Removing that condition means these organizations can now hire or work with licensed agents to market and sell health-sharing plans without losing their exemption from insurance regulation.
In exchange, any licensed agent who markets or facilitates a health-sharing arrangement for one of these organizations must now give consumers the same written disclaimer the organization itself already has to provide.
KEY PROVISIONS
§ 1
Repeals the ban on marketing plans through licensed agents
majors. 624.1265
AINonprofit religious organizations no longer have to avoid licensed insurance agents to keep their exemption from the Florida Insurance Code; using an agent to market or sell a health-sharing plan no longer disqualifies the organization.
“Does not market or sell health plans through agents licensed by the department under chapter 626”
bill text, line 45 →
§ 2
Requires agents to give the same written disclaimer as the organization
moderates. 624.1265
AIAny agent licensed under chapter 626 who markets or facilitates a health care sharing arrangement for a nonprofit religious organization must now provide the same written disclaimer the organization itself is required to give on applications and materials.
“any agent licensed by the department under chapter 626 which markets or facilitates a health care sharing arrangement on behalf of the nonprofit religious organization”
bill text, line 47 →
TIMELINE
3/13/2026
Died in Messages
2/19/2026
Immediately certified -SJ 356
2/19/2026
CS passed; YEAS 32 NAYS 5 -SJ 347
2/19/2026
Read 3rd time -SJ 347
2/19/2026
Read 2nd time -SJ 347
2/17/2026
Placed on Special Order Calendar, 02/19/26
2/12/2026
Placed on Calendar, on 2nd reading
2/11/2026
CS/CS by Rules read 1st time
2/10/2026
Pending reference review -under Rule 4.7(2) - (Committee Substitute)
2/10/2026
CS/CS by- Rules; YEAS 22 NAYS 2
2/5/2026
On Committee agenda-- Rules, 02/10/26, 9:00 am, 412 Knott Building
1/22/2026
CS by Banking and Insurance read 1st time
1/20/2026
Favorable by Judiciary; YEAS 8 NAYS 2
1/15/2026
On Committee agenda-- Judiciary, 01/20/26, 9:30 am, 110 Senate Building
1/15/2026
Now in Judiciary
1/15/2026
Pending reference review under Rule 4.7(2) - (Committee Substitute)
1/13/2026
CS by Banking and Insurance; YEAS 10 NAYS 0
1/8/2026
On Committee agenda-- Banking and Insurance, 01/13/26, 4:00 pm,...
12/16/2025
Referred to Banking and Insurance; Judiciary; Rules
17 EARLIER →
STATUTES IT CHANGES
STAFF ANALYSES
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