SESSION WATCH
Died SENATE · SESSION 2026

No. SB 836

Risk Retention Groups
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SPONSOR
DiCeglie
FILED BY
Nick DiCeglie — District 18, Republican [search donations]
EFFECTIVE
7/1/2026
DIED IN
Banking and Insurance

Filed under Insurance.

PROVIDED SUMMARY

Risk Retention Groups; Specifying that risk retention groups registered to do business in this state are insurance companies authorized to do business in this state, etc.

Full bill text →

Plain English Summary

AI-GENERATED
Declares registered risk retention groups authorized insurers under Florida law.

Adds a new subsection to the law governing risk retention groups chartered in another state that register to do business in Florida, declaring that a registered group is legally an insurance company authorized to do business here.

Risk retention groups are certificated or licensed in another state and only need to register, not separately license, in Florida; this bill declares a registered group's status equal to an insurer otherwise authorized under state law.

The bill does not change how risk retention groups are formed, who may join one, or how the state supervises them; it adds only this one declaration of authorized status.

KEY PROVISIONS
§ 1 Declares registered risk retention groups authorized insurers majors. 627.944

AIA risk retention group that registers to do business in Florida under this section is deemed an insurance company authorized to do business in the state, a status many other Florida statutes treat as a threshold test.

“risk retention group registered to do business in this state pursuant to this section is an insurance company authorized to do business in this state.” bill text, line 17 →
TIMELINE
3/13/2026
Died in Banking and Insurance
1/13/2026
Introduced
12/16/2025
Referred to Banking and Insurance; Appropriations Committee on...
12/9/2025
Filed
STATUTES IT CHANGES
s. 627.944
+28 / −0