SESSION WATCH
Died SENATE · SESSION 2026

No. SB 906

Homeowners’ Associations
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SPONSOR
Garcia
FILED BY
Ileana Garcia — District 36, Republican [search donations]
EFFECTIVE
7/1/2026
DIED IN
Regulated Industries

Filed under Housing.

PROVIDED SUMMARY

Homeowners’ Associations; Creating the Office of the Homeowners’ Association Ombudsman within the Division of Florida Condominiums, Timeshares, and Mobile Homes of the Department of Business and Professional Regulation; specifying the powers and duties of the ombudsman; providing the duties of the division relating to the development, construction, sale, lease, ownership, operation, and management of residential parcels and complaints; authorizing the division to issue citations and adopt rules; requiring the division to maintain a toll-free telephone number accessible to parcel owners, etc.

Full bill text →

Plain English Summary

AI-GENERATED
Creates a new ombudsman and expands state enforcement powers over HOAs.

The bill creates a new Office of the Homeowners’ Association Ombudsman within the Department of Business and Professional Regulation. The Governor appoints the ombudsman, who must be a Florida attorney. The office is funded by the General Appropriations Act.

The ombudsman acts as a neutral resource to help resolve disputes between parcel owners and their associations. The ombudsman also monitors association elections and can recommend that the division pursue enforcement action if election misconduct is suspected.

The Division of Florida Condominiums, Timeshares, and Mobile Homes gains broad authority to investigate and enforce compliance with the chapter. The division can issue cease and desist orders, impose civil penalties, and petition courts for restitution or receivership.

Homeowners’ associations must create and maintain an online account with the division by October 1, 2027. The division may require annual electronic reporting of contact information, building details, and assessment data.

KEY PROVISIONS
§ 1 Creates Homeowners’ Association Ombudsman majors. 720.3024(1)(a)

AIEstablishes a new state office to mediate HOA disputes and monitor elections.

“There is created the Office of the Homeowners' Association Ombudsman” bill text, line 163 →
§ 2 Limits Division Post-Turnover Jurisdiction majors. 720.3025(1)

AIRestricts state oversight to specific procedural and financial areas after developer control ends.

“the division has jurisdiction to review records and investigate complaints related only to” bill text, line 269 →
§ 3 Mandates Online Association Accounts majors. 720.3025(3)

AIRequires all HOAs to register with the state and submit annual data by 2027.

“all homeowners' associations shall create and maintain an online account with the division” bill text, line 567 →
§ 4 Authorizes Civil Penalties majors. 720.3025(1)(e)

AIAllows the state to fine developers, associations, and individual board members up to $5,000 per violation.

“The division may impose a civil penalty against a developer, or an association” bill text, line 393 →
§ 5 Mandates Board Education Certification moderates. 720.3025(2)

AIRequires HOA directors to complete state-approved training and certify completion.

“the directors of the association shall certify that each director of the association has completed” bill text, line 559 →
§ 6 Requires Toll-Free Complaint Line moderates. 720.3025(1)(h)

AIObligates the state division to maintain a free phone number for parcel owners.

“The division shall maintain a toll-free telephone number accessible to parcel owners” bill text, line 492 →
TIMELINE
3/13/2026
Died in Regulated Industries
1/13/2026
Introduced
1/5/2026
Referred to Regulated Industries; Appropriations Committee on...
12/15/2025
Filed
STATUTES IT CHANGES
s. 720.3024
+789 / −0
s. 720.3025
+3130 / −0