SESSION WATCH
Became law HOUSE · SESSION 2026 · CHAPTER 2026-130

No. CS/CS/HB 1087

Pub. Rec./Office of Financial Regulation
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SPONSOR
State Affairs Committee; Government Operations Subcommittee; Grow; Blanco
FILED BY
J.J. Grow — District 23, Republican [search donations]
Omar Blanco — District 115, Republican [search donations]
EFFECTIVE
Except as otherwise expressly provided in this act, this act shall take effect June 11, 2026.
PROVIDED SUMMARY

Pub. Rec./Office of Financial Regulation; Expanding a public records exemption for certain information obtained by the Office of Financial Regulation concerning or during the course of an investigation or examination conducted by the office, including customer and consumer complaints, to incorporate the inclusion of documents relating to virtual currency businesses, qualified payment stablecoin issuers, and money transmitters acting as custodians of gold coin and silver coin; providing for future legislative review and repeal of the exemptions, etc.

Full bill text →

Plain English Summary

AI-GENERATED
Hides financial regulator investigation files from public view.

The Office of Financial Regulation's investigation files become secret. This covers virtual currency kiosks, stablecoin issuers, and gold coin custodians. The public cannot see these documents unless a judge orders release.

The bill also shields all reports filed with the regulator. This includes records related to payment stablecoins and precious metals. These documents are exempt from both statutory and constitutional public records laws.

The exemptions include a sunset clause. The Legislature must review them by October 2031. If they are not explicitly reenacted, the exemptions automatically expire and the records become public again.

This change primarily affects transparency. Members of the public lose the right to inspect these specific financial records. The regulator retains discretion over what is disclosed, subject only to judicial or law enforcement requests.

KEY PROVISIONS
§ 1 New public records exemption for virtual currency kiosk businesses majors. 560.312

AIMakes all information from OFR investigations or examinations of virtual currency kiosk businesses confidential and exempt from public records law, both while active and after, unless a judge orders release.

“be made confidential and exempt from s. 119.07(1), Florida Statutes, and s. 24(a), Article I of the State Constitution until the investigation or examination ceases to be active.” bill text, line 115 →
§ 2 New public records exemption for OFR reports and records majors. 560.312

AICreates a new statutory exemption from Florida's public records law for all reports and records filed with the Office of Financial Regulation, including those related to payment stablecoin and gold/silver coin transactions, unless disclosure is requested by law enforcement or regulatory agencies.

“The Legislature finds that it is a public necessity that all reports and records filed with the Office of Financial Regulation be made confidential and exempt from s. 119.07(1),” bill text, line 546 →
§ 3 Sunset review and automatic repeal of exemptions moderates. 560.312

AIRequires the Legislature to review the new exemptions by October 2, 2031, and automatically repeals them if not reenacted.

“shall stand repealed on October 2, 2031, unless reviewed and saved from repeal through reenactment by the Legislature.” bill text, line 107 →
§ 4 Expansion of existing public records exemption to include state constitutional protection moderates. 560.4041(7)

AIAmends an existing public records exemption to also exempt covered reports and records from the state constitutional right of access to public records, not just the statutory public records law.

“All reports and records filed with the office pursuant to this section are confidential and exempt from s. 119.07(1) and s. 24(a), Art. I of the State Constitution.” bill text, line 792 →
§ 5 Sunset review and repeal of certain exemptions moderates. 560.312

AIRequires that certain subsections of the amended public records exemption be reviewed under the Open Government Sunset Review Act and repealed on October 2, 2031, unless the Legislature reenacts them.

“Subsections (1)-(4), (6), and (10) are subject to the Open Government Sunset Review Act in accordance with s. 119.15 and are repealed October 2, 2031, unless reviewed and saved” bill text, line 542 →
TIMELINE
6/12/2026
Chapter No. 2026-130 ; Companion bill(s) passed, see CS/CS/HB 175...
6/11/2026
Approved by Governor
6/9/2026
Signed by Officers and presented to Governor
3/12/2026
Ordered engrossed, then enrolled
3/12/2026
CS passed as amended; YEAS 109, NAYS 0
3/12/2026
Amendment 736548 Concur
3/12/2026
Added to Senate Message List
3/6/2026
In Messages
3/6/2026
CS passed as amended; YEAS 31 NAYS 3 -SJ 644
3/6/2026
Read 3rd time -SJ 644
3/6/2026
Amendment(s) adopted (736548) -SJ 638
3/6/2026
Read 2nd time -SJ 638
3/6/2026
Substituted for SB 7044 -SJ 638
3/6/2026
Placed on Calendar, on 2nd reading
3/6/2026
Withdrawn from Rules -SJ 638
3/3/2026
Received
3/3/2026
Referred to Rules
3/3/2026
In Messages
3/3/2026
CS passed; YEAS 108, NAYS 0
3/3/2026
Read 3rd time
3/3/2026
Added to Third Reading Calendar
3/3/2026
Read 2nd time
2/26/2026
1st Reading (Committee Substitute 2)
2/26/2026
Bill added to Special Order Calendar (3/3/2026)
2/26/2026
Bill referred to House Calendar
2/26/2026
CS Filed
2/26/2026
Laid on Table under Rule 7.18(a)
2/26/2026
Reported out of State Affairs Committee
2/26/2026
Favorable with CS by State Affairs Committee
2/24/2026
Added to State Affairs Committee agenda
2/12/2026
Now in State Affairs Committee
2/12/2026
Referred to State Affairs Committee
2/11/2026
1st Reading (Committee Substitute 1)
2/11/2026
CS Filed
2/11/2026
Laid on Table under Rule 7.18(a)
2/11/2026
Reported out of Government Operations Subcommittee
2/11/2026
Favorable with CS by Government Operations Subcommittee
2/9/2026
Added to Government Operations Subcommittee agenda
1/13/2026
1st Reading (Original Filed Version)
1/12/2026
Now in Government Operations Subcommittee
1/12/2026
Referred to State Affairs Committee
1/12/2026
Referred to Government Operations Subcommittee
1/6/2026
Filed
37 EARLIER →
STATUTES IT CHANGES
s. 560.312
+36 / −0
s. 560.4041
+37 / −0
s. 655.50
+9 / −0
s. 560.129
+0 / −0
s. 655.057
+0 / −0
STAFF ANALYSES