THE BILL ITSELF
SB 360
Home Inspectors
Florida Senate - 2026 SB 360 By Senator Martin 33-00203B-26 2026360__
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A bill to be entitled
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An act relating to home inspectors; amending s.
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468.8313, F.S.; revising elements of the required
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course of study for home inspectors; amending s.
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468.8314, F.S.; conforming a provision to changes made
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by the act; amending s. 468.8316, F.S.; revising
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continuing education requirements for home inspectors;
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amending s. 468.8321, F.S.; revising home inspector
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disclosure requirements; amending s. 468.8322, F.S.;
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requiring home inspectors to maintain an errors and
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omissions insurance policy in a specified amount;
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revising the required amount of general liability
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insurance coverage home inspectors must maintain;
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providing an effective date.
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Be It Enacted by the Legislature of the State of Florida:
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Section 1. Subsection (2) of section 468.8313, Florida
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Statutes, is amended to read:
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468.8313 Examinations.—
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(2) An applicant may practice in this state as a home
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inspector if he or she passes the required examination, is of
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good moral character, and completes a course of study of at
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least 150 120 hours that covers all of the following components
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of a home: structure, electrical system, HVAC system, roof
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covering, plumbing system, interior components, exterior
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components, and site conditions that affect the structure. The
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course of study must also cover state insurance inspections,
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wind mitigation, four-point inspections, and roof
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certifications. A minimum of 8 hours must cover the basics of
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the Florida Building Code and a minimum of 8 hours must cover
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report writing, including a practical component.
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Section 2. Subsection (3) of section 468.8314, Florida
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Statutes, is amended to read:
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468.8314 Licensure.—
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(3) The department shall certify as qualified for a license
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by endorsement an applicant who is of good moral character as
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determined in s. 468.8313, who maintains an insurance policies
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policy as required by s. 468.8322, and who:
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(a) Holds a valid license to practice home inspection
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services in another state or territory of the United States,
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whose educational requirements are substantially equivalent to
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those required by this part; and has passed a national,
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regional, state, or territorial licensing examination that is
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substantially equivalent to the examination required by this
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part; or
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(b) Has held a valid license to practice home inspection
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services issued by another state or territory of the United
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States for at least 10 years before the date of application.
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Such application must be made either when the license in another
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state or territory is active or within 2 years after such
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license was last active.
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Section 3. Subsection (1) of section 468.8316, Florida
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Statutes, is amended to read:
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468.8316 Continuing education.—
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(1) The department may not renew a license until the
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licensee submits proof satisfactory to the department that
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during the 3 2 years before application for renewal the licensee
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completed at least 20 14 hours of continuing education. Of the
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20 14 hours, at least 4 2 hours must be in hurricane mitigation
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training that includes hurricane mitigation techniques and
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compliance with the uniform mitigation verification inspection
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form developed under s. 627.711(2) and at least 2 hours must be
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in Florida Building Code requirements . The department shall
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adopt rules establishing criteria for approving continuing
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education providers and courses.
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Section 4. Section 468.8321, Florida Statutes, is amended
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to read:
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468.8321 Disclosures.— Before Prior to contracting for or
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commencing a home inspection, a home inspector shall provide to
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the consumer a copy of his or her license or license number to
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practice home inspection services in this state and a written
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disclosure that contains the scope and any exclusions of the
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home inspection.
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Section 5. Section 468.8322, Florida Statutes, is amended
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to read:
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468.8322 Insurance.—A home inspector shall maintain a
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commercial general liability insurance policy and an errors and
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omissions insurance policy in an amount of not less than
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$500,000 per policy $300,000 .
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Section 6. This act shall take effect July 1, 2026.