SESSION WATCH
Died SENATE · SESSION 2026

No. SB 360

Home Inspectors
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SPONSOR
Martin
FILED BY
Jonathan Martin — District 33, Republican [search donations]
EFFECTIVE
7/1/2026
DIED IN
Regulated Industries

Filed under Occupational.

PROVIDED SUMMARY

Home Inspectors; Revising elements of the required course of study for home inspectors; revising home inspector disclosure requirements; requiring home inspectors to maintain an errors and omissions insurance policy in a specified amount, etc.

Full bill text →

Plain English Summary

AI-GENERATED
Requires home inspectors to carry a second insurance policy.

Home inspectors must now carry a separate errors and omissions insurance policy alongside their existing general liability policy, and the minimum coverage for each policy rises from $300,000 to $500,000.

The required pre-licensure course of study grows from 120 to 150 hours and must now include wind mitigation, four-point inspections, roof certifications, Florida Building Code basics, and report writing.

Continuing education for renewal rises from 14 to 20 hours over a 3-year cycle instead of 2, with more hours devoted to hurricane mitigation and a new Florida Building Code component.

Inspectors can now satisfy the pre-inspection disclosure requirement by giving a consumer just their license number, instead of a physical copy of the license document itself.

KEY PROVISIONS
§ 1 Adds a required errors and omissions insurance policy at $500,000 majors. 468.8322

AIA home inspector must now carry both a commercial general liability policy and a separate errors and omissions insurance policy, each with minimum coverage of $500,000, up from a single $300,000 policy before.

“A home inspector shall maintain a commercial general liability insurance policy and an errors and omissions insurance policy in an amount of not less than” bill text, line 77 →
§ 2 Raises the pre-licensure course of study to 150 hours majors. 468.8313

AIAn applicant must complete at least 150 hours of coursework covering the home's structure and systems, up from 120 hours, before taking the licensing examination.

“completes a course of study of at least 150 hours that covers all of the following components of a home”
§ 3 Adds building-code and report-writing coursework requirements moderates. 468.8313

AIWithin the expanded course of study, at least 8 hours must specifically cover basic Florida Building Code content and at least 8 hours must cover report writing, including a hands-on practical component.

“A minimum of 8 hours must cover the basics of the Florida Building Code and a minimum of 8 hours must cover report writing” bill text, line 30 →
§ 4 Raises continuing education to 20 hours over a 3-year cycle moderates. 468.8316

AIA license cannot be renewed unless the inspector completed at least 20 hours of continuing education in the preceding 3 years, up from 14 hours over a 2-year cycle.

“during the 3 years before application for renewal the licensee completed at least 20 hours of continuing education”
§ 5 Adds a Florida Building Code continuing-education requirement moderates. 468.8316

AIOf the required continuing education hours, at least 2 hours must now specifically cover Florida Building Code requirements, a topic not previously mandated on its own.

“and at least 2 hours must be in Florida Building Code requirements” bill text, line 63 →
§ 6 Lets inspectors disclose a license number instead of a license copy technicals. 468.8321

AIBefore starting a home inspection, an inspector may satisfy the disclosure requirement by giving the consumer either a copy of the license or just the license number.

“provide to the consumer a copy of his or her license or license number to practice home inspection services” bill text, line 70 →
TIMELINE
3/13/2026
Died in Regulated Industries
1/13/2026
Introduced
11/17/2025
Referred to Regulated Industries; Community Affairs; Rules
11/4/2025
Filed
STATUTES IT CHANGES
s. 468.8313
+46 / −1
s. 468.8314
+1 / −2
s. 468.8316
+16 / −4
s. 468.8321
+4 / −2
s. 468.8322
+10 / −1